Savings

Simply knowing where your money is coming from and going, while staying in the positive cash-flows, makes life easier. It takes a little work, but after doing a simple cash-flow analysis will help us be thoughtful spenders ... more

Planning Tools

Credit

The sad truth is that most Americans have been conditioned to believe that debt is a normal part of life. Since the late 1960's (when the credit card was introduced), DEBT has become a product that has been aggressively marketed... more

Auto Loan

• How much car can you really afford?
• Should you pay cash or finance your next auto?
• What about leasing it? ... more

Links

http://money.cnn.com/magazines/moneymag/

http://www.kiplinger.com/personalfinance/

Mortgage

The largest single purchase that most families make will be a house. The thing most likely to get families into financial trouble is spending too much on housing. Trying to live in a house you can't afford will squeeze every other area of your budget ... more